Consumer-Centric Overdraft Service

Put your account holders first by offering this easy-to-understand, user-friendly overdraft service and consulting that's fully disclosed and transparent, with fixed limits and fees.

Ongoing Program Monitoring, Maintenance and Management

Take advantage of our bank consultants' expertise and ongoing, laser-like focus on all things related to overdraft solutions. We're here to make recommendations that will help your institution achieve the best possible results—today, tomorrow and for the life of the program. We stay with you every step of the way to ensure your program's continued success.

Ongoing Staff Training

Get consistent results, more confident staff, and satisfied account holders. From on-site to online training to fully compliant scripts and talking points, our experts provide your staff with all the training resources they need to succeed in clearly explaining the overdraft program and the options for covering ATM and everyday debit card overdrafts.

Performance-Based Pricing

Alleviate the concern of trying something new. Many companies use a fixed-fee model for their services, leaving you to wonder if they really care about serving you and improving your results. JMFA is different—with performance-based pricing, our success is tied directly to yours.

Sustainable Growth

Improve your bottom line by offering a service your account holders will value in a fully transparent and compliant way. You’ll more sufficiently address their needs without raising fees or encouraging unnecessary use. Enhancing your service delivery strategy will enable you to build stronger relationships while protecting and growing non-interest income.

Continued Advancements and Upgrades

Never settle for a stagnant overdraft program. We're committed to delivering the best, most up-to-date overdraft solution by evolving with the times. Whether it's regulatory changes, technological innovations or client feedback, JMFA continues to stay one step ahead.