Why JMFA?

UNPREDICTABLE TIMES CALL FOR TRIED-AND-TRUE SOLUTIONS

JMFA Next Generation Overdraft Privilege® delivers for you and your account holders

135%

Average Lift in Revenue Achieved by Our Clients

2,000+

Customized Installations Across the United States

100%

Compliance Guarantee

We know how hard it is to keep up in the unpredictable and ever-changing financial landscape. But, you'll always be one step ahead with JMFA. That's because our comprehensive overdraft solution continues to evolve so your financial institution can maximize results and stay compliant, year after year. Explore our program's latest enhancements by checking out the videos below.

Automation|Compliance|In-Depth-Analysis|Training|

Automation

Enjoy greater efficiency and automation with our cloud-based Privilege Manager CRM® software. New features include automatic updates, rapid remote support, more ways to access key performance indicators, and the ability to email or text—a powerful tool to help you reach account holders.

Compliance

Stop losing sleep over compliance uncertainty. We proactively stay on top of all compliance issues to negate regulatory risk, so you don't have to. You can rest assured that your overdraft program is compliant with state and federal regulations—even in a constantly changing regulatory environment.

In-Depth-Analysis

We make the most of your data to help identify more opportunities for you to streamline efficiencies, improve service and increase revenue.

Training

Comprehensive training means better communication and more confident employees, which generates more significant and reliable results. We offer extensive training opportunities exclusively for our clients, including in-person events through the JMFA Academy, online webinars, custom on-site and web-based programs.

FIND OUT YOUR OVERDRAFT PROGRAM’S POTENTIAL TODAY WITH A FREE ANALYSIS

TAKE YOUR RESULTS TO THE NEXT LEVEL

We can offer even more advantages to help you achieve reliable, steady growth and deliver a superior overdraft service.

1

Consumer-Centric Overdraft Service

Put your account holders first by offering this easy-to-understand, user-friendly overdraft service that's fully disclosed and transparent, with fixed limits and fees.

4

Ongoing Program Monitoring, Maintenance and Management

Take advantage of our consultants' expertise and ongoing, laser-like focus on all things related to overdraft. We're here to make recommendations that will help your institution achieve the best possible results—today, tomorrow and for the life of the program. We stay with you every step of the way to ensure your program's continued success.

2

Ongoing Staff Training

Get consistent results, more confident staff, and satisfied account holders. From on-site to online training to fully compliant scripts and talking points, our experts provide your staff with all the training resources they need to succeed in clearly explaining the overdraft program and the options for covering ATM and everyday debit card overdrafts.

5

Performance-Based Pricing

Alleviate the concern of trying something new. Many companies use a fixed-fee model for their services, leaving you to wonder if they really care about serving you and improving your results. JMFA is different—with performance-based pricing, our success is tied directly to yours.

3

Sustainable Growth

Improve your bottom line by offering a service your account holders will value in a fully transparent and compliant way. You’ll more sufficiently address their needs without raising fees or encouraging unnecessary use. Enhancing your service delivery strategy will enable you to build stronger relationships while protecting and growing non-interest income.

6

Continued Advancements and Upgrades

Never settle for a stagnant overdraft program. We're committed to delivering the best, most up-to-date overdraft solution by evolving with the times. Whether it's regulatory changes, technological innovations or client feedback, JMFA continues to stay one step ahead.

Success Stories

“JMFA’s comprehensive training, which includes role-playing opportunities, has helped to solidify important aspects of the program that staff members may lack from their previous understanding of how a compliant program works.” —The Local Credit Union, Joe Hallman, President/CEO Learn More

Success Stories

“The program’s reporting capabilities help us keep track of important metrics, such as program penetration rates, opt-in rates, income per account, NSF income, charge-offs and more." —The First State Bank Of Columbus, Donna Krueger, Senior Vice President Learn More

Success Stories

“Before we implemented JMFA OVERDRAFT PRIVILEGE®, we spent time manually preparing many of the reports we relied on to manage our program. Now, we can obtain customized reports at the touch of a button.” —First Century Bank, Amy Earl, Overdraft Privilege Program Administrator Learn More

CONTACT JMFA TO START YOUR JOURNEY

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