Improved bottom line

We’ve saved community banks and credit unions millions of dollars by negotiating their service contracts, which allows them to upgrade their technology, offer new services, hire additional staff or make other improvements to grow.

Better service for your future

To find savings it’s not about changing vendors, but you do need to make them re-earn your business. Our team maintains a professional relationship with your vendors while making sure you’re getting the level of service you signed up for, as well as any signing bonuses, incentives, or other perks that you may not know to ask for.

Industry experts in your corner

Your vendors know JMFA, and we know them. Even more important, we know the contract terms and rates other banks and credit unions are paying. That means we know where to find the savings. With us, you’ll always have the upper hand.

Time savings

Your time is valuable; that’s why we handle all the minutia of contract negotiations, like chasing down vendors, returning calls, dealing with lengthy contracts and sending out requests for proposals to vendors. We take care of every detail for you then present you with the big-picture savings.

A free, in-depth analysis

Our team of experts look at every line item of your contracts and agreements to provide you a detailed report within 10 days on how much savings potential you can achieve. This information is valuable for ensuring you don’t miss out on securing the best deal.

Performance-based pricing and more

Fees for our consulting services are based on how much money we save you. Our success is directly tied to yours—and with our 98% success rate helping our clients find savings, you can be confident we’ll do the same for you. Plus, once negotiations finish and contracts are signed, JMFA remains by your side.