Joe joined JMFA with more than 20 years of industry experience in sales, new business development, relationship management, mobile and online banking solutions, financial analytics and contract negotiations. He has worked for financial institutions, as well as industry service providers, where he was responsible for developing and implementing strategies that would ensure excellent consumer service and help institutions meet their distinctive performance goals.

Prior to joining JMFA, Joe was an Account Executive with Fiserv EFT Card Services. He was also Vice President, Commercial Card Specialist at Fifth Third Bank; Vice President, Technical Sales at RBS Citizens; Vice President, Relationship Manager at JPMorgan Chase and Manager of Business Development at American Express Corporate Card Services. By working with both internal and external partners, Joe has become keenly aware of how to effectively address the revenue generation and cost-cutting challenges and opportunities facing banks and credit unions today.

An Indiana native, Joe earned a Bachelor of Science degree in Sales and Marketing, with a minor in Finance, from Ball State University.

Territories: IN, OH, WV

The credit union has realized a number of benefits from working with your program. Our members have realized a service that is clearly communicated and that they understand and appreciate. The credit union has a member friendly service, with consumer protection features such as a daily cap and grace limit as well as a low fee that has generated excellent income during challenging economic times.”

— Mountain America Credit Union