800-809-2307
Four Letters. Infinite Potential.

THE GOVERNMENT CHANGED THE RULES. HOW WILL YOU RESPOND?

Turn to JMFA NEXT GENERATION OVERDRAFT PRIVILEGE® for enhanced overdraft consulting.

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We know how hard it is to keep up in the unpredictable and ever-changing financial landscape. But, you’ll always be one step ahead with JMFA NEXT GENERATION OVERDRAFT PRIVILEGE®. That’s because our comprehensive overdraft solution continues to evolve so your financial institution can maximize results and stay compliant, year after year. Explore our program’s latest enhancements by checking out the videos below.


AUTOMATION

Enjoy greater efficiency and automation with our cloud-based Privilege Manager CRM® software. New features include automatic updates, rapid remote support, more ways to access key performance indicators, and the ability to email or text—a powerful tool to help you reach account holders.

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COMPLIANCE

Stop losing sleep over compliance uncertainty. We proactively stay on top of all compliance issues to negate regulatory risk, so you don't have to. You can rest assured that your overdraft program is compliant with state and federal regulations—even in a constantly changing regulatory environment.

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IN-DEPTH ANALYSIS

Make the most of your data by using it to identify more opportunities, improve service and increase revenue.

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TRAINING

Comprehensive training means better communication and more confident employees, which generates greater results. We’ve added more complimentary client-only training opportunities through the JMFA Academy, online webinars, custom on-site and web-based training for new staff and refresher training for existing staff.

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TAKE YOUR RESULTS TO THE NEXT LEVEL

Along with our newest enhancements, JMFA NEXT GENERATION OVERDRAFT PRIVILEGE® also offers numerous advantages to help you achieve reliable, steady growth and deliver a superior overdraft service. These include:

  • Consumer-Centric Overdraft Service Put your account holders first by offering this easy-to-understand, user-friendly overdraft service that's fully disclosed and transparent, with fixed limits and fees.

  • Ongoing Staff Training Get consistent results, more confident staff and satisfied account holders. From on-site to online training to fully compliant scripts and talking points, our experts provide your staff with all the training resources they need to succeed in clearly explaining the overdraft program and the options for covering ATM and everyday debit card overdrafts.

  • Increased Revenue Opportunities Improve your bottom line by offering a service your account holders will value in a fully transparent, compliant way. Did we mention our clients experience an average revenue increase of 135%?

  • Ongoing Program Monitoring, Maintenance & Management Take advantage of our consultants’ expertise and ongoing, laser-like focus on all things related to overdraft. We’re here to make recommendations that will help your institution achieve the best possible results—today, tomorrow and for the life of the program. We stay with you every step of the way to ensure your program’s continued success.

  • Performance-Based Pricing Alleviate the concern of trying something new. Many companies use a fixed-fee model for their services, leaving you to wonder if they really care about serving you and improving your results. JMFA is different—with performance-based pricing, our success is tied directly to yours.

  • Continued Advances and Upgrades Never settle for a stagnant overdraft program. We’re committed to delivering the best, most up-to-date overdraft solution by evolving with the times. Whether it’s regulatory changes, technological innovations or client feedback, JMFA continues to stay one step ahead.

FIND OUT YOUR OVERDRAFT PROGRAM'S POTENTIAL TODAY WITH A FREE ANALYSIS.

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CALL 800-809-2307 TO SPEAK DIRECTLY TO US.

What our clients are saying:

“JMFA’s process — including proven compliance knowledge, training and advice on policies to improve program results, combined with the company’s overall professionalism — speaks for itself. They always make sure we have everything we need, and have helped us achieve our goals in a seamless and effortless fashion.”

— Tim McLeod, CEO, Riverfront Federal Credit Union

“We’re not the experts on overdraft, JMFA is. It’s our largest source of non-interest income — why not remain partnered with the experts and keep that income steady?”

— Chris Snodgrass, CFO, The Bank of Marion

“JMFA’s comprehensive training, which includes role-playing opportunities, has helped to solidify important aspects of the program that staff members may lack from their previous understanding of how a compliant program works.”

— Joe Hallman, President/CEO, The Local Credit Union

“The program’s reporting capabilities help us keep track of important metrics, such as program penetration rates, opt-in rates, income per account, NSF income, charge-offs and more."

— Donna Krueger, Senior VP, Compliance/Operations, The First State Bank of Columbus

“Maintaining compliance and protecting our member relationships are of the utmost importance to us. When considering an update to our program, we were confident that JMFA OVERDRAFT PRIVILEGE® would provide the tools and advice necessary to protect the credit union from any examiner criticism.”

— Charles Roach, CEO, Cedar Point Federal Credit Union

“Before we implemented JMFA OVERDRAFT PRIVILEGE®, we spent time manually preparing many of the reports we relied on to manage our program. Now, we can obtain customized reports at the touch of a button.”

— Amy Earl, Overdraft Privilege Program Administrator, First Century Bank

“Continuing revenue growth has helped to offset a decrease in interchange income and given the credit union more flexibility to provide a wider spectrum of products and member services. This has contributed to significant growth in asset size and staffing.”

— Shay Santos, CFO, Dane County Credit Union

See more of the measurable results we’ve helped our clients achieve.