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Best Practices Lead to Best Results
Best Practices Lead to Best Results
As regulators shift focus, fully disclosed financial services still matter

Congress and regulators are busy re-evaluating the rules governing consumer financial products and considering ways to possibly relieve the regulatory burden on smaller financial institutions. In the meantime, how can you rest assured that your products and services are in line with all compliance expectations? For starters, make sure your overdraft program adheres to the following best practices related to full disclosure, reasonable fees, effective communications and knowledgeable program management.

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JMFA NEWS: Bob Bearden joins JMFA as New Regional Director
JMFA NEWS: Bob Bearden joins JMFA as New Regional Director

We are thrilled to welcome Bob Bearden to JMFA! Based out of San Diego, Bob will be working with banks and credit unions throughout California and Nevada on increasing profit and standing out from the competition. He brings a wealth of knowledge, 30 years of banking experience, and has worked on all sides of the industry. Get to know more about Bob.

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Is Your Overdraft Solution a Disclosed Service or a Hidden Fee?
Is Your Overdraft Solution a Disclosed Service or a Hidden Fee?

When your account holders need a little help at the end of the month or because of an unplanned financial situation, where do they turn?  A 100 percent compliant overdraft program – with fully disclosed fees – provides a valuable service to your account holders when they need it most. Plus, it helps them to avoid hidden charges and is much more convenient than other, more costly options.

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7 Ways to Attract — and Retain — Talented Millennials
7 Ways to Attract — and Retain — Talented Millennials
Aside from the usual suspects — flexible work hours, room to grow, and work-life balance — try these proven strategies to make your financial institution attractive to Millennials so that they  A) want to work there and  B) want to stay long-term. Read more
Does Your Overdraft Program Place Value Above Fees?
Does Your Overdraft Program Place Value Above Fees?

When you think about your institution’s overdraft protection service, are you looking at it from your account holders' perspective? Check out these three questions to learn more about how the structure of your overdraft program can make all the difference...especially when it comes to creating more value.


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