Four Letters. Infinite Potential.

Sales Team

Waid Thompson - Regional Director

photo of Waid Thompson 

Telephone: (877) 243-1152

Waid joined JMFA after 25 years in banking. His financial institution background includes senior management positions in credit administration, commercial lending, sales and correspondent banking. In addition to his position with JMFA, he is President and owner of RWT Banc Services, LLC, which assists banks in establishing and implementing director`s incentive programs. Waid served as Senior Vice President of the Correspondent Banking Division of First NBC, New Orleans from 1993 -1997, and Senior Vice President of Compass Bank, Birmingham, Alabama from 1974-1993, in which he managed all aspects of business with community, regional and national banks. He is a graduate of the University of Alabama with a major in Banking & Finance, as well as a 1984 graduate of the Banking School of the South at LSU and Vanderbilt Banking School. Mr. Thompson is currently on the Board of Visitors of the University of Alabama`s business school and the Board of Advisors of the American Association of Bank Directors.

Territories: AL,GA, LA, MS



“With the many regulatory changes occurring in the financial services industry today, JMFA’s level of expertise and commitment to providing a 100 percent compliant overdraft program has given the Citizens Trust Bank management team and staff a comfort level that they greatly appreciate. JMFA has been there from the beginning providing expert advice, along with the systems and processes that have made our overdraft privilege program a success for the bank and a benefit for our customers.”

— Jacques Lee, SVP/Consumer Banking Division Manager
Citizens Trust Bank
Atlanta, GA


“Ultimately, JMFA Overdraft Privilege® has taken all of the guesswork out of which items to pay over and which to return. Plus, we have experienced an increase in income and the written 100 percent compliance guarantee gives us confidence that JMFA will keep us apprised of regulatory changes in the future. JMFA Overdraft Privilege® has been quite a success for our bank and our customers.”

— Pat Blanchard, First Bank Board Vice President
First Bank of Georgia
Augusta, GA


“Tuscaloosa CU staff relies on JMFA’s simple, straightforward system to help them monitor overdraft accounts and communicate with program users whenever necessary. “This gives us peace of mind knowing that our program is completely transparent and providing our members with a safety net that they really appreciate. As far as benefits to the credit union, in the five years since the initial implementation the revenue increase has been more than the most optimistic budget predicted – from .5 percent to almost two percent fee income to assets, thanks to JMFA OVERDRAFT PRIVILEGE®. Plus, there has been no need to make noticeable changes in the operations area to implement the program and charge offs have increased less than expected.”

— Tommy Cobb, Chief Executive Officer
Tuscaloosa Credit Union
Tuscaloosa, AL

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