JMFA. Four Letters. Infinite Potential. Helping you deliver measurable results with proven solutions

For decades, JMFA has been one of the most trusted names in the financial services industry, exceeding expectations by delivering tangible results. Whether it's generating additional non-interest revenue, reducing expenses and uncovering new savings with vendor contract negotiations, helping community bank and credit unions better serve their account holders with a fully-disclosed overdraft solution, or providing the industry's only 100% compliance guarantee—JMFA empowers you to focus on what matter most.

Our team values integrity, accountability and transparency, which leads to trust with one another, our clients, and all our stakeholders. We highly regard these values and exemplify them in every way, every day, for the success of all. At JMFA, we only succeed when our clients do.

Success Story

“Thanks to JMFA’s fully transparent disclosures and ongoing communications resources, members have more confidence in what the overdraft service offers. As a result, more are inclined to consider the program as an option to support their financial security.” —Plus4 Credit Union, Vladimir Stark, CEO

Success Story

“They made it easy. We got better pricing—much more than if we’d done it ourselves.” —Baton Rouge Telco Federal Credit Union, Darryl Long, CEO

Success Story

“We’re not the experts on overdraft, JMFA is. It’s our largest source of non-interest income — why not remain partnered with the experts and keep that income steady?” —The Bank of Marion, Chris Snodgrass, CFO

Success Story

“Obviously, JMFA knows what they’re doing. They had a firm grasp of what each line item should cost, they knew where to push, and they knew where to let go so we could get a better deal on other items.” —Washington Savings Bank, David Doedtman, President and CEO

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