Four Letters. Infinite Potential.


"The program has given some of our members the ability to make a purchase that they may not have been able to make otherwise. Plus, as a fully disclosed program, it gives members the power to determine if and how they want it use it – they have a say in how they manage their finances."

— Southwestern Financial Institution $3.2 Billion in Assets

"The resources and services provided by JMFA, have improved the credit union’s employee training capabilities, which has been instrumental in helping account holders understand how to better manage their funds."

— Midwest Financial Institutions with $461 Million in Assets

"They have been there from the beginning – helping us implement the systems, making recommendations for improvement and answering whatever questions we might have. And even though we‘ve been running the program successfully…the continued contact with our JMFA team has been helpful and reassuring."

— Northeastern Financial Institution with $354 Million in Assets

"JMFA has been great from the beginning with on-going reviews and visits by the support team. Our employees know that someone is monitoring our program, which gives them the assurance that it is being maintained correctly."

— Southern Financial Institution with $115 Million in Assets

"Timely communications with our customers are important to us and JMFA OVERDRAFT PRIVILEGE® helps us make sure they get all of the information they need to maintain their accounts."

— Northwestern Financial Institution with $664 Million in Assets

Overdraft Privilege Program

Boost fee income and account holder satisfaction, without increasing service charge fees.

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Complete the form below and let us help you get started on the path to improving fee income and providing a socially responsible program for your account holders.

Our analysis is completely FREE and if you decide to move ahead with our program, our fees are contingency-based meaning you won't pay for software, program management or compliance support – it's all included. Get started today and see how easy it can be to reach your goals.

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