Four Letters. Infinite Potential.

The Government Changed the Rules

Address Regulatory Concerns and Recover Lost Revenue with the New JMFA Overdraft Privilege® Program .

As regulators continue to develop overdraft strategies and guidance on overdraft programs you need a partner to help you navigate through this changing regulatory environment. Someone who has traveled this path and can show you the way.

That’s where JMFA comes in. We have been on the forefront of consumer education programs and a proponent of financial institutions having fully disclosed overdraft programs for over 25 years. Our insight to regulators as they explore new rules to issue has been well received and encouraged. We learn about regulatory changes in real time so we can keep our institutions informed. With our wealth of information, we act as a valuable resource on socially responsible overdraft programs. Let us help you reach and exceed your goals by offering your institution the all new JMFA OVERDRAFT PRIVILEGE®.

To learn more about our on-going efforts and where we see the industry going – download our white paper, The Road to a Fully Compliant Overdraft Solution.

  • Find out why regulators feel the need to make programs safer for consumers.
  • Learn how to evaluate your own program's effectiveness.
  • Discover the perfect balance between risk management and account holder interaction.

Be compliant. Recover lost revenue. And keep account holders informed and satisfied.

Word of mouth recommendations are some of the most valuable and trusted. With that in mind, read what some of our clients have to say about their experience implementing JMFA OVERDRAFT PRIVILEGE® in their institution. Visit our library of client success stories.

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Request an analysis of your overdraft program

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Call 800-809-2307 or contact a representative for more information on JMFA OVERDRAFT PRIVILEGE©.

The Responsible Choice