The Floyd Report is our bi-monthly newsletter that contains industry news and updates as well as a column, Floyd’s Forum from our CEO, John M. Floyd.

 

 
 
The Floyd Report – Volume 12, Issue 1 for banks

INSIDE THE ISSUE: TRENDS: Conversations Continue on Overdraft Strategies, Consumer Protection Remains a Consistent Theme
TRENDS: The Keys to Building a High-Performance Culture
FLOYD’S FORUM: Provide Financial Peace of Mind For Your Customers
RECRUITMENT SERVICES: Retaining Quality Employees is Imperative to Long-Term Success
PERFORMANCE & PROFITABILITY SOLUTIONS: Process Improvement/Re-engineering Leads to Stronger Performance
COMPLIANCE/REGULATORY UPDATE: CFPB Continues to Focus on Products that Pose Risks to Consumers
CASE STUDY: Merchants Bank NEWS: JMFA Adds Sales and Consulting Expertise


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The Floyd Report – Volume 12, Issue 1 for credit unions

INSIDE THE ISSUE: TRENDS: Conversations Continue on Overdraft Strategies, Consumer Protection Remains a Consistent Theme
TRENDS: The Keys to Building a High-Performance Culture
FLOYD’S FORUM: Provide Financial Peace of Mind For Your Members
RECRUITMENT SERVICES: Retaining Quality Employees is Imperative to Long-Term Success
PERFORMANCE & PROFITABILITY SOLUTIONS: Process Improvement/Re-engineering Leads to Stronger Performance
COMPLIANCE/REGULATORY UPDATE: CFPB Continues to Focus on Products that Pose Risks to Consumers
CASE STUDY: First Capital Federal Credit Union NEWS: JMFA Adds Sales and Consulting Expertise


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The Floyd Report – Volume 11, Issue 4 for banks

INSIDE THE ISSUE:
TRENDS: Conclusion on CFPB Forum Findings
FLOYD’S FORUM: Getting Better Results in Today’s Environment Requires a More Systematic Approach
COMPLIANCE/REGULATORY UPDATE
CASE STUDY: First National Bank of Waynesboro


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The Floyd Report – Volume 11, Issue 4 for credit unions

INSIDE THE ISSUE:
TRENDS: Conclusion on CFPB Forum Findings
FLOYD’S FORUM: Getting Better Results in Today’s Environment Requires a More Systematic Approach
COMPLIANCE/REGULATORY UPDATE
CASE STUDY: Everyone’s Federal Credit Union


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The Floyd Report – Volume 11, Issue 3 for banks –

INSIDE THE ISSUE:
TRENDS: Forums Provide a Balanced Perspective on Policies and Procedures of Consumer-Friendly Overdraft Programs
FLOYD’S FORUM: No More Gimmicks…Consumers and Regulators Demand Straight-Forward, Disclosed Financial Services
COMPLIANCE REGULATORY UPDATE: Regulators and Legislature Continue to Keep an Eye on Consumer Financial Products
IN THE NEWS: JMFA Announces Increase in Sales and Consulting Services


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The Floyd Report – Volume 11, Issue 3 for credit unions –

INSIDE THE ISSUE:
TRENDS: Forums Provide a Balanced Perspective on Policies and Procedures of Consumer-Friendly Overdraft Programs
FLOYD’S FORUM: No More Gimmicks…Consumers and Regulators Demand Straight-Forward, Disclosed Financial Services
COMPLIANCE/REGULATORY UPDATE: CFPB Announces First Enforcement Action
IN THE NEWS: Missouri Credit Union Association Signs Partnership with JMFA
IN THE NEWS: JMFA Announces Increase in Sales and Consulting Services


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The Floyd Report Volume 11, Issue 2 for banks

INSIDE THE ISSUE:
TRENDS: Financial Institutions Respond to CFPB Concerns Regarding Overdraft Programs
FLOYD’S FORUM: Is Your Third-Party Overdraft Provider Putting Your Bank at Risk?
COMPLIANCE/REGULATORY UPDATE: Comment Period on Overdraft Programs Extended
CASE STUDY: Southern Heritage Bank


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The Floyd Report Volume 11, Issue 2 for credit unions

INSIDE THE ISSUE:
TRENDS: Financial Institutions Respond to CFPB Concerns Regarding Overdraft Programs
FLOYD’S FORUM: Is Your Third-Party Overdraft Provider Putting Your Credit Union at Risk?
COMPLIANCE UPDATE: Comment Period on Overdraft Practices Extended
CASE STUDY: The Southern Federal Credit Union


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The Floyd Report Volume 11, Issue 1 for banks

INSIDE THE ISSUE:
TRENDS: Optimize the Terms and Service of Vendor Contracts Following a Merger or Acquisition
FLOYD’S FORUM: Overcoming the Challenges of 2012
COMPLIANCE/REGULATORY UPDATE: CFPB Opens Inquiry into Overdraft Programs
IN THE NEWS: PACB Signs Contract with JMFA
CASE STUDY: Happy State Bank


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The Floyd Report Volume 11, Issue 1 for credit unions

INSIDE THE ISSUE:
TRENDS: Optimize the Terms and Service of Vendor Contracts Following a Merger or Acquisition
FLOYD’S FORUM: Overcoming the Challenges of 2012
COMPLIANCE/REGULATORY UPDATE:CFPB to Focus on Financial Literacy
CASE STUDY: Desert Schools Federal Credit Union


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The Floyd Report Volume 10, Issue 6 for banks

INSIDE THE ISSUE: 
TRENDS: 2011 in Review: What the Challenging Environment Means for Community Banks
TRENDS: JMFA ESG Expands Services
FLOYD’S FORUM: The Days of Undisclosed Overdraft Programs are Over
COMPLIANCE/REGULATORY UPDATE: the Consumer Financial Protection Bureau (CFPB) is considering whether additional supervision or regulation may be eventually needed on overdraft programs
IN THE NEWS: GBA Signs Agreement with JMFA
CASE STUDY: Southern Heritage Bank


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The Floyd Report Volume 10, Issue 6 for credit unions

INSIDE THE ISSUE: 
TRENDS: 2011 in Review: 2011 in Review: What the changing environment means for credit unions
TRENDS: JMFA ESG Expands Services
FLOYD’S FORUM: The Days of Undisclosed Overdraft Programs are Over 
COMPLIANCE/REGULATORY UPDATE: the Consumer Financial Protection Bureau (CFPB) is considering whether additional supervision or regulation may be eventually needed on overdraft programs 
IN THE NEWS: CUES Renews Agreement with JMFA ESG
CASE STUDY: McCoy Federal Credit Union


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The Floyd Report Volume 10, Issue 5 for banks

INSIDE THE ISSUE:
TRENDS: Opportunity Exists to Experience Revenue Boost in the Fourth Quarter
FLOYD’S FORUM: The Times They are 'a Changin': How to Ensure Your Bank Survives in the New Environment
COMPLIANCE/REGULATORY UPDATE: Banks Await Effects of Durbin Fee Caps on Interchange Fees
IN THE NEWS: IBAT Adds JMFA Executive Search Expertise to Endorsement
IN THE NEWS: JMFA Adds New Regional Director
CASE STUDY: ChoiceOne Bank, Sparta, MI

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The Floyd Report Volume 10, Issue 5 for credit unions

INSIDE THE ISSUE:
TRENDS: Opportunity Exists to Experience Revenue Boost in the Fourth Quarter
FLOYD’S FORUM: The Times They are 'a Changin': How to Ensure Your Credit Union Survives in the New Environment
COMPLIANCE/REGULATORY UPDATE: Credit Unions Await Effects of Durbin Fee Caps on Interchange Fees
IN THE NEWS: JMFA Signs Contract with Georgia Credit Union Service Corporation
IN THE NEWS: JMFA Adds New Regional Director
PRODUCT SPOTLIGHT: Effective Account Acquisition Program Equals Growth Opportunity
CASE STUDY: Bridgeway Federal Credit Union, Poughkeepsie, NY

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The Floyd Report Volume 10, Issue 4 for banks

INSIDE THE ISSUE:
TRENDS: A Top-Performing Overdraft Program Can Drive Business Development
FLOYD’S FORUM: The Effects of Overdraft Fee Regulations: One Year Later
COMPLIANCE/REGULATORY UPDATE: Explanation of the Final Ruling on Interchange Fee Limits
IN THE NEWS: JMFA Launches Re-designed Website
IN THE NEWS: JMFA Adds New Regional Director
PRODUCT SPOTLIGHT: JMFA Executive Search Group: A Revolving Door Doesn't Support a Strong Workforce - Attracting, Retaining and Rewarding Top Employees
CASE STUDY: First Financial Bank, Bessemer, AL

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