Four Letters. Infinite Potential.

The Government Changed the Rules

Address Regulatory Concerns and Recover Lost Revenue with the New JMFA Overdraft Privilege® Program .

As regulators continue to scrutinize the rules governing overdraft programs, compliance expectations are high. Does your program measure up? Or does it fall short of the latest consumer protection regulations and restrictions, making it outdated or obsolete?

Now is the time to take action. Evaluate your program today to ensure your financial institution is maintaining the best practices identified by the Consumer Financial Protection Bureau (CFPB), avoiding harmful procedures, and preparing for tomorrow’s regulatory demands.

Discover the power of a consumer friendly program to clear away customer confusion and compliance concerns – and achieve performance goals you never thought possible.

Be proactive. We were. JMFA has been a driving force behind socially responsible overdraft programs for more than 25 years. We continue to lead the way with our all new JMFA OVERDRAFT PRIVILEGE®, a fully disclosed program that is helping financial institutions across the nation recover lost revenue, maximize customer participation and satisfaction, and maintain 100% compliance, guaranteed.

We’ve also taken the lead in providing valuable insight to the CFPB on the needs of small to medium-sized banks and credit unions, as they consider new rules for overdraft services. Our compliance expertise combined with our emphasis on consumer education initiatives ensure you and your account holders stay informed every step of the way, maximizing your program’s success.

Learn more by downloading our white paper, The Road to a Fully Compliant Overdraft Solution, including:

  • How to evaluate your program
  • What safeguards to implement
  • Where we see the industry going

Maximize your program participation and revenues, without compromising compliance. 

Take the first step. Request a free analysis of your current program or find the JMFA representative in your region.  

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Call 800-809-2307 or contact a representative for more information on JMFA OVERDRAFT PRIVILEGE©.

The Responsible Choice